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Ratestar offers you the choice of two low rate, low cost home loan options

Option 1 - Variable Home Loan

Low Ongoing variable rate of 4.89% p.a (Comparison Rate 4.99% p.a.)

Features and Benefits include:

  • Visa Debit Card transaction account can be used at 1700 Westpac ATM's across Australia
  • No ongoing monthly account keeping or annual fees
  • Unlimited free phone, internet, EFTPOS, bill payments and cheques
  • 5 fee free transactions per month using Westpac ATM;s (additional transactions $1.20)
  • 100% offset account on every split to help you pay off your home loan sooner
  • Direct salary crediting
  • Online account access to your home loan including scheduling future payments via BPay
  • Access the redraw facility via most ATM’s & EFTPOS
  • Additional repayments can be made at any time
  • Up to 4 free splits can be set up in the loan to seperate payments for other things like refinancing investment
    debt or a personal loan.
  • Individual; company; trusts; and partnerships can apply.
  • Available for a purchase, construction or refinancing residential owner occupier or residential investment properties.
Enquire Now
Enquire Now

Option 2 - Special Fixed Rate Home Loan

Special 1 year fixed rate of 2.99% p.a. (Comparison Rate 5.49% p.a.)

Features and Benefits include:

  • Visa Debit Card transaction account can be used at 1700 Westpac ATM's across Australia
  • No ongoing monthly account keeping or annual fees
  • Unlimited free phone, internet, EFTPOS, bill payments and cheques
  • 5 fee free transactions per month using Westpac ATM;s (additional transactions $1.20)
  • 100% offset account on every split to help you pay off your home loan sooner
  • Direct salary crediting
  • Online account access to your home loan including scheduling future payments via BPay
  • Access the redraw facility via most ATM’s & EFTPOS
  • Additional repayments can be made at any time
  • Up to 4 free splits can be set up in the loan to seperate payments for other things like refinancing investment
    debt or a personal loan.
  • Individual; company; trusts; and partnerships can apply.
  • Available for a purchase, refinancing residential owner occupier or residential investment properties.
Enquire Now
Enquire Now

Important Information: Interest rates are subject to change.
*The Comparison Rate is calculated based on a loan of $150,000 over 25 years for a secured loan.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

MFAA