Ratestar offers you the choice of two low rate, low cost home loan options
Option 1 - Variable Home Loan
Low Ongoing variable rate of 4.89% p.a (Comparison Rate 4.99% p.a.)
Features and Benefits include:
- Visa Debit Card transaction account can be used at 1700 Westpac ATM's across Australia
- No ongoing monthly account keeping or annual fees
- Unlimited free phone, internet, EFTPOS, bill payments and cheques
- 5 fee free transactions per month using Westpac ATM;s (additional transactions $1.20)
- 100% offset account on every split to help you pay off your home loan sooner
- Direct salary crediting
- Online account access to your home loan including scheduling future payments via BPay
- Access the redraw facility via most ATM’s & EFTPOS
- Additional repayments can be made at any time
- Up to 4 free splits can be set up in the loan to seperate payments for other things like refinancing investment
debt or a personal loan.
- Individual; company; trusts; and partnerships can apply.
- Available for a purchase, construction or refinancing residential owner occupier or residential investment properties.
Option 2 - Special Fixed Rate Home Loan
Special 1 year fixed rate of 2.99% p.a. (Comparison Rate 5.49% p.a.)
Features and Benefits include:
- Visa Debit Card transaction account can be used at 1700 Westpac ATM's across Australia
- No ongoing monthly account keeping or annual fees
- Unlimited free phone, internet, EFTPOS, bill payments and cheques
- 5 fee free transactions per month using Westpac ATM;s (additional transactions $1.20)
- 100% offset account on every split to help you pay off your home loan sooner
- Direct salary crediting
- Online account access to your home loan including scheduling future payments via BPay
- Access the redraw facility via most ATM’s & EFTPOS
- Additional repayments can be made at any time
- Up to 4 free splits can be set up in the loan to seperate payments for other things like refinancing investment
debt or a personal loan.
- Individual; company; trusts; and partnerships can apply.
- Available for a purchase, refinancing residential owner occupier or residential investment properties.
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Important Information: Interest rates are subject to change.
*The Comparison Rate is calculated based on a loan of $150,000 over 25 years for a secured loan.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
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